Plain-English guides to the document in your mailbox.
Written for people who just lost a job and are trying to make sense of a 50-page COBRA notice. No jargon, no upsells hidden inside advice, no legal disclaimers posing as content.
What Is a COBRA Election Notice? A Plain-English Guide
What the notice is, what it's required to include, and what to actually do with it.
The COBRA 60-Day Deadline: What It Means and What Happens If You Miss It
How the clock actually starts, and what happens if it runs out on you.
COBRA vs. ACA Marketplace: How to Think About the Choice
A neutral framework for deciding between continuation and the marketplace.
How Much Does COBRA Cost? A Plain-English Breakdown
Where the 102% number comes from, why it feels so high, and what individuals and families typically pay.
Can You Elect COBRA Retroactively? Yes, Here's How It Works
The most valuable feature of COBRA is also the one almost nobody realizes they have.
Who Qualifies for COBRA? A Plain-English Guide
Employer size rules, qualifying events, and the exceptions most people don't know about.
How Long Does COBRA Coverage Last? 18, 29, and 36-Month Rules
Three duration tiers, which one applies to you, and when each is extended.
COBRA vs. Special Enrollment Period: Which Clock Is Ticking?
Two 60-day windows start at once. Here's how they overlap and the trap most people fall into.
Does COBRA Cover Dental and Vision? What Your Notice Actually Says
Almost always yes — but the pricing and election rules often surprise people.
What to Do When You Get a COBRA Notice: A Step-by-Step Checklist
A practical two-week decision sequence from the day the envelope arrives.
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